@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--bg:#f4f7fb;--paper:#fff;--ink:#182940;--muted:#77869a;--line:#e3eaf3;--blue:#316cf4;--navy:#0b1d36;--green:#24a980;--shadow:0 14px 36px #203e650b;font-family:'DM Sans',sans-serif;color:var(--ink);background:var(--bg)}*{box-sizing:border-box}body{margin:0;background:var(--bg)}button,input,select{font:inherit}button{cursor:pointer}button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #aac2ff;outline-offset:2px}.hidden{display:none!important}.demo-strip{text-align:center;background:#fff0d3;color:#8c610e;font-size:9px;font-weight:800;letter-spacing:1.4px;padding:8px}.brand{display:flex;align-items:center;gap:11px;font-family:Manrope,sans-serif;font-size:19px;letter-spacing:-.6px}.brand b{font-weight:800}.brand-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:14px;color:white;background:linear-gradient(135deg,#5790ff,#2253ce);font-size:22px;font-weight:800;box-shadow:0 8px 18px #3468dd33}.brand-icon span{color:#a9f2d9}.login-screen{min-height:calc(100vh - 26px);max-width:1300px;margin:auto;padding:36px 5vw;display:grid;grid-template-columns:1.05fr .95fr;gap:8vw;align-items:center}.login-art{min-height:610px;padding:42px;border-radius:28px;position:relative;overflow:hidden;background:radial-gradient(circle at 25% 10%,#204775 0,transparent 37%),linear-gradient(145deg,#08182e,#123b66);color:white;display:flex;flex-direction:column}.login-art .brand{position:relative;z-index:2}.art-copy{position:relative;z-index:2;margin-top:64px}.eyebrow{display:block;color:var(--blue);font-size:9px;font-weight:800;letter-spacing:1.6px;margin-bottom:9px}.login-art .eyebrow{color:#9dc1ff}.art-copy h1{font-family:Manrope,sans-serif;font-size:clamp(38px,4.4vw,58px);line-height:1.08;letter-spacing:-2.6px;margin:0}.art-copy em{font-style:normal;color:#8cb3ff}.art-copy p{font-size:13px;line-height:1.7;color:#bdcde0;max-width:310px}.bank-card{position:relative;z-index:2;margin:auto auto 24px 15%;width:min(350px,85%);height:205px;padding:22px;border:1px solid #ffffff45;border-radius:19px;background:linear-gradient(130deg,#6798ff,#2e5fce 58%,#133e85);box-shadow:0 28px 60px #0004;transform:rotate(-7deg)}.card-top{display:flex;justify-content:space-between;align-items:center;font-size:10px;letter-spacing:1.4px;font-weight:700}.card-top b{font-size:21px}.chip{width:38px;height:28px;border-radius:6px;background:linear-gradient(130deg,#fff0b1,#b8a15d);margin-top:24px}.card-number{font-size:13px;letter-spacing:1px;margin-top:22px}.card-foot{display:flex;justify-content:space-between;font-size:8px;letter-spacing:1.4px;margin-top:16px;color:#d8e5ff}.art-orb{position:absolute;border:1px solid #a9c9ff32;border-radius:50%;pointer-events:none}.orb1{width:390px;height:390px;right:-180px;top:90px}.orb2{width:280px;height:280px;right:-80px;top:150px}.art-disclaimer{position:relative;z-index:2;font-size:9px;color:#8ea5c2}.login-panel{width:100%;max-width:440px;margin:auto}.mobile-brand{display:none}.login-panel h2{font-family:Manrope,sans-serif;font-size:31px;letter-spacing:-1.3px;margin:0 0 10px}.muted{color:var(--muted)}.login-panel>.muted{font-size:12px;line-height:1.7;margin:0 0 28px}.stack{display:grid;gap:18px}.stack label,.form-card label{display:grid;gap:8px;font-size:11px;font-weight:700;color:#40516a}.stack input,.form-card input,.form-card select{height:46px;width:100%;border:1px solid #dce4ef;border-radius:10px;background:#fff;color:#182940;padding:0 13px;font-size:12px;outline:none}.stack input:focus,.form-card input:focus,.form-card select:focus{border-color:#6c94ff;box-shadow:0 0 0 3px #316cf414}.stack input::placeholder,.form-card input::placeholder{color:#a5afbd}.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:44px;border:1px solid transparent;border-radius:10px;padding:0 17px;font-size:11px;font-weight:800;transition:transform .2s,box-shadow .2s}.btn:hover{transform:translateY(-1px)}.btn.primary{background:linear-gradient(120deg,#3f7bff,#2858dc);color:#fff;box-shadow:0 8px 20px #3268ec20}.btn.secondary{background:#fff;border-color:#dce4ef;color:#4b5c72}.wide{width:100%}.stack .btn{margin-top:5px;min-height:48px}.demo-tip{display:flex;gap:12px;margin-top:24px;padding:14px;border:1px solid #dce8ff;background:#f0f5ff;border-radius:12px;color:#58709b;font-size:10px;line-height:1.7}.demo-tip>span{color:var(--blue);font-size:18px}.demo-tip p{margin:0}.demo-tip b{color:#34548a}.security-note{font-size:9px;line-height:1.7;color:#9aa5b4;margin-top:23px}
.app{display:grid;grid-template-columns:245px minmax(0,1fr);min-height:calc(100vh - 26px)}.sidebar{position:sticky;top:0;height:calc(100vh - 26px);overflow-y:auto;background:var(--navy);color:#fff;padding:24px 14px 16px;display:flex;flex-direction:column;z-index:5}.side-brand{padding:0 8px 25px;font-size:17px}.side-brand .brand-icon{width:36px;height:36px;border-radius:11px;font-size:18px}.user-mini{display:flex;gap:10px;align-items:center;padding:13px 10px;background:#ffffff0d;border:1px solid #ffffff14;border-radius:12px;margin-bottom:20px;min-width:0}.avatar{width:36px;height:36px;flex-shrink:0;display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,#82b7ff,#4268df);color:white;font-weight:800;font-size:11px}.user-mini b{display:block;font-size:11px;max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.user-mini small{display:block;font-size:9px;color:#9fb3cc;margin-top:4px}.nav{display:grid;gap:4px}.nav-link{display:flex;align-items:center;gap:11px;min-height:40px;width:100%;border:0;border-radius:9px;background:transparent;color:#afc0d5;padding:0 11px;text-align:left;font-size:11px;font-weight:600}.nav-link>span{font-size:16px;width:17px;text-align:center}.nav-link i{font-style:normal;margin-left:auto;font-size:9px;background:#ffffff1c;padding:3px 6px;border-radius:20px}.nav-link:hover{background:#ffffff0d;color:#fff}.nav-link.active{background:linear-gradient(100deg,#3474ff,#2855c6);color:#fff;box-shadow:0 8px 18px #0002}.nav-label{font-size:9px;color:#738ba8;letter-spacing:1.5px;font-weight:800;padding:17px 11px 4px}.sidebar-bottom{margin-top:auto;padding-top:24px}.help-card{padding:13px;border:1px solid #ffffff17;border-radius:11px;background:#ffffff08}.help-card b{font-size:11px}.help-card p{font-size:9px;line-height:1.6;color:#9db1ca;margin:6px 0 0}.signout{margin-top:10px}.main{padding:28px clamp(18px,3.3vw,48px) 18px;min-width:0;max-width:1550px;width:100%;margin:0 auto}.topbar{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:24px}.topbar .eyebrow{font-size:8px;margin-bottom:5px}.topbar h2{font-family:Manrope,sans-serif;font-size:19px;margin:0;letter-spacing:-.5px}.top-right{display:flex;align-items:center;gap:10px}.currency-control{display:flex;align-items:center;gap:7px;height:38px;padding:0 10px;border:1px solid var(--line);border-radius:10px;background:var(--paper);font-size:14px;color:var(--blue)}.currency-control select{border:0;outline:0;background:transparent;color:#465a72;font-size:10px;font-weight:800}.icon-btn{width:38px;height:38px;border:1px solid var(--line);border-radius:10px;background:var(--paper);color:#53657d;font-size:16px}.small-avatar{width:34px;height:34px}.mobile-only{display:none}.notice{display:flex;gap:11px;align-items:flex-start;padding:12px 14px;border-radius:11px;background:#eef4ff;border:1px solid #dbe7ff;color:#4b6797;margin-bottom:27px}.notice>span{font-size:16px}.notice b{font-size:10px}.notice p{font-size:9px;line-height:1.6;margin:4px 0 0;color:#7287ad}.notice button{border:0;background:transparent;margin-left:auto;font-size:19px;color:#8397b8}.page{animation:fade .25s ease}@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.welcome-row{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:23px}.welcome-row h1,.page-title h1{font-family:Manrope,sans-serif;font-size:29px;letter-spacing:-1.4px;margin:0 0 7px}.welcome-row p,.page-title p{font-size:11px;margin:0}.dashboard-grid{display:grid;grid-template-columns:minmax(250px,1fr) minmax(300px,1fr);gap:18px}.balance-card{position:relative;overflow:hidden;min-height:230px;padding:23px;border-radius:18px;color:white;background:linear-gradient(125deg,#102b50,#17487f 60%,#2b62c8);box-shadow:0 15px 32px #123b6a1f}.shine{position:absolute;width:220px;height:220px;right:-85px;top:-90px;border-radius:50%;background:#8cb7ff1c}.balance-head,.balance-foot{display:flex;justify-content:space-between;align-items:center;position:relative;z-index:1}.balance-head small{display:block;font-size:9px;letter-spacing:1.5px;color:#bfd0e5;font-weight:800}.status{display:inline-block;margin-top:9px;padding:5px 8px;background:#ffffff17;border-radius:20px;color:#c6f6e6;font-size:9px}.status i{display:inline-block;width:5px;height:5px;background:#5ee0ad;border-radius:50%;margin-right:5px}.card-logo{font-family:Manrope,sans-serif;font-size:23px;color:#c3d8ff}.big-balance{position:relative;z-index:1;font-family:Manrope,sans-serif;font-size:clamp(30px,3.2vw,40px);font-weight:800;letter-spacing:-1.5px;margin:26px 0;overflow-wrap:anywhere}.balance-foot{border-top:1px solid #ffffff2b;padding-top:13px;font-size:10px;color:#d8e5f5}.light-btn{background:none;border:0;color:#fff;font-size:10px;font-weight:700}.quick-card,.form-card,.product-card{background:var(--paper);border:1px solid var(--line);border-radius:15px;box-shadow:var(--shadow)}.quick-card{padding:20px}.section-head{display:flex;justify-content:space-between;align-items:center;gap:14px}.section-head h3,.form-section h3,.product-card h3{font-family:Manrope,sans-serif;font-size:14px;letter-spacing:-.3px;margin:0 0 5px}.section-head p,.form-section p{font-size:9px;color:var(--muted);margin:0;line-height:1.5}.spark{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:#eef4ff;color:var(--blue)}.quick-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:18px}.quick-grid button{display:grid;justify-items:start;gap:6px;text-align:left;border:1px solid #e6edf6;border-radius:11px;background:var(--paper);padding:11px;transition:.2s}.quick-grid button:hover{transform:translateY(-2px);border-color:#b8cbff}.quick-grid b{font-size:10px}.quick-grid small{font-size:9px;color:#8a98aa}.quick-icon{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;font-size:16px}.blue{background:#eaf1ff;color:#326df4}.violet{background:#f0eaff;color:#8b5be7}.green{background:#e0f8ef;color:#209e79}.orange{background:#fff1e4;color:#d8832c}.activity-head{margin:29px 0 12px}.text-btn{border:0;background:transparent;color:var(--blue);font-size:10px;font-weight:800;white-space:nowrap}.account-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.account-tile{display:flex;gap:13px;align-items:center;text-align:left;width:100%;min-width:0;padding:15px;border:1px solid var(--line);border-radius:13px;background:var(--paper);transition:transform .2s,border .2s;box-shadow:var(--shadow)}.account-tile:hover{transform:translateY(-2px);border-color:#b5caff}.account-glyph{width:40px;height:40px;flex-shrink:0;display:grid;place-items:center;background:#eaf1ff;color:#316cf4;border-radius:12px;font-size:18px}.account-info{min-width:0;flex:1}.account-info b{display:block;font-size:11px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.account-info small{display:block;color:#8a98aa;font-size:9px;margin-top:5px}.account-money{font-size:12px;font-weight:800;white-space:nowrap;text-align:right}.account-money small{display:block;font-size:8px;color:#8a98aa;font-weight:500;margin-top:4px}.empty-box{text-align:center;padding:26px 14px;border:1px dashed #d7e1ef;border-radius:13px;background:var(--paper);color:var(--muted);font-size:10px;grid-column:1/-1}.empty-box b{display:block;color:var(--ink);font-size:12px;margin-bottom:5px}.activity-list{display:grid;gap:8px}.activity-row{display:flex;align-items:center;gap:11px;padding:13px 14px;border:1px solid var(--line);border-radius:11px;background:var(--paper)}.activity-icon{display:grid;place-items:center;width:36px;height:36px;flex-shrink:0;border-radius:10px;background:#edf3ff;color:#326cf4;font-size:16px}.activity-text{flex:1;min-width:0}.activity-text b{display:block;font-size:10px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.activity-text small{display:block;color:#8996a8;font-size:9px;margin-top:5px}.activity-amount{text-align:right;font-size:10px;font-weight:800;white-space:nowrap}.activity-amount small{display:block;color:#8b98aa;font-weight:500;font-size:8px;margin-top:4px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:19px}.service-card{display:flex;align-items:center;gap:10px;padding:13px;border:1px solid var(--line);border-radius:12px;background:var(--paper);text-align:left}.service-icon{width:34px;height:34px;display:grid;place-items:center;border-radius:10px;background:#eaf1ff;color:#316cf4;font-size:17px;flex-shrink:0}.service-card span:nth-child(2){min-width:0;flex:1}.service-card b{display:block;font-size:10px}.service-card small{display:block;font-size:8px;color:var(--muted);margin-top:4px}.service-card>strong{color:var(--blue)}.page-title{margin:5px 0 24px}.step-banner{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px 17px;margin-bottom:15px}.step-banner>span,.number-tag{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#edf3ff;color:#316cf4;font-weight:800;font-size:11px;flex-shrink:0}.step-banner b{display:block;font-size:11px}.step-banner small{display:block;font-size:9px;color:var(--muted);margin-top:4px}.form-card{padding:23px;margin-bottom:20px}.form-section{display:flex;align-items:center;gap:11px;margin-bottom:18px}.form-section h3{font-size:14px}.form-section p{font-size:9px}.divider-top{border-top:1px solid #edf0f5;padding-top:23px;margin-top:24px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.fields .span2{grid-column:span 2}.form-card label{gap:7px}.form-card label em{font-style:normal;color:#df5757}.form-card input,.form-card select{height:43px;font-size:11px;font-weight:500}.info-box,.warning-box{font-size:10px;line-height:1.7;padding:12px 14px;border-radius:10px;margin-top:15px;background:#eff5ff;color:#506c9b}.warning-box{background:#fff7e8;color:#89682e;border:1px solid #f4e5c2}.form-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:23px;padding-top:18px;border-top:1px solid #edf0f5}.compact-form{max-width:680px}.compact-form>label{margin-bottom:16px}.amount-preview{padding:14px 15px;border-radius:11px;background:#f0f5ff;margin:8px 0 17px}.amount-preview small{display:block;color:#7188b1;font-size:8px;letter-spacing:1.2px;font-weight:800}.amount-preview b{display:block;font-family:Manrope,sans-serif;font-size:22px;color:#214e9d;margin-top:6px}.preset-row{display:flex;gap:8px;margin:-5px 0 17px;flex-wrap:wrap}.preset-row button{border:1px solid #dce6f8;background:#f5f8ff;color:#3464b8;border-radius:8px;padding:8px 12px;font-size:10px;font-weight:800}.back-link{border:0;background:none;color:var(--blue);font-size:11px;font-weight:800;margin-bottom:20px}.detail-hero{background:linear-gradient(125deg,#102b50,#2458b7);color:white;border-radius:17px;padding:24px;margin-bottom:17px}.detail-hero .eyebrow{color:#b2ccff}.detail-hero h1{font-family:Manrope,sans-serif;font-size:28px;margin:0 0 8px}.detail-hero p{font-size:10px;color:#c6d8f1;margin:0}.detail-balance{font-family:Manrope,sans-serif;font-size:36px;font-weight:800;margin:20px 0 5px}.detail-actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:18px}.detail-actions .btn{background:#ffffff18;color:white;border-color:#ffffff3c}.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.detail-item{padding:15px;border:1px solid var(--line);border-radius:11px;background:var(--paper)}.detail-item small{display:block;color:var(--muted);font-size:8px;letter-spacing:1px;text-transform:uppercase}.detail-item b{display:block;font-size:11px;margin-top:7px;overflow-wrap:anywhere}.product-grid{display:grid;grid-template-columns:repeat(2,minmax(230px,1fr));gap:17px;max-width:800px}.product-card{padding:17px}.mock-card{height:160px;padding:18px;border-radius:14px;color:#fff;display:flex;flex-direction:column;position:relative;overflow:hidden;background:linear-gradient(130deg,#5287ff,#16449a)}.mock-card:after{content:"";position:absolute;right:-30px;top:-60px;width:180px;height:180px;border:1px solid #ffffff44;border-radius:50%;box-shadow:0 0 0 20px #ffffff0c,0 0 0 40px #ffffff08}.mock-card small{font-size:9px;letter-spacing:1.5px}.mock-card b{font-family:Manrope,sans-serif;font-size:21px;margin-top:15px}.mock-card strong{position:absolute;right:18px;top:15px;font-size:22px}.mock-card span{margin-top:auto;font-size:10px;letter-spacing:1px}.black-card{background:linear-gradient(130deg,#334357,#0d1828)}.product-card h3{margin-top:17px}.product-card p{font-size:10px;color:var(--muted);margin:7px 0 16px}.loan-layout{display:grid;grid-template-columns:1fr 1fr;gap:17px;max-width:900px}.loan-promo{padding:24px;border-radius:16px;color:#fff;background:linear-gradient(145deg,#102b50,#2c63c4);min-height:220px}.loan-promo .eyebrow{color:#b4ceff}.loan-promo h2{font-family:Manrope,sans-serif;font-size:24px;letter-spacing:-1px;margin:0 0 10px}.loan-promo p{font-size:10px;line-height:1.7;color:#c7d7ed}.loan-form label{margin-bottom:15px}.loan-form .fields{margin-bottom:14px}.footer{border-top:1px solid var(--line);margin-top:33px;padding:15px 0;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:8px;line-height:1.6;color:#9aa5b4}.toast-area{position:fixed;right:18px;bottom:18px;z-index:30;display:grid;gap:8px}.toast{background:#102b4d;color:white;border-radius:10px;padding:12px 15px;font-size:10px;box-shadow:0 10px 30px #0002;max-width:330px}.modal-backdrop{position:fixed;z-index:40;inset:0;background:#06162c99;backdrop-filter:blur(5px);display:grid;place-items:center;padding:18px}.modal{width:100%;max-width:370px;background:white;border-radius:18px;padding:26px;text-align:center;box-shadow:0 25px 80px #0003}.modal-check{width:45px;height:45px;border-radius:50%;background:#e1f8ef;color:#16996d;display:grid;place-items:center;margin:0 auto 14px;font-size:22px}.modal h2{font-family:Manrope,sans-serif;font-size:20px;margin:0 0 10px}.modal p{font-size:11px;line-height:1.7;color:#77869a;margin:0 0 20px}
body.dark{--bg:#0c1727;--paper:#142338;--ink:#e7eef9;--muted:#9baac0;--line:#28394f;background:var(--bg);color:var(--ink)}body.dark .topbar h2,body.dark .welcome-row h1,body.dark .page-title h1{color:var(--ink)}body.dark .quick-grid button,body.dark .account-tile,body.dark .activity-row,body.dark .service-card,body.dark .form-card,body.dark .product-card,body.dark .step-banner,body.dark .detail-item{background:var(--paper);border-color:var(--line);color:var(--ink)}body.dark .form-card input,body.dark .form-card select{background:#0d1a2b;color:#e7eef9;border-color:#31445c}body.dark .notice{background:#152a49;border-color:#2a4169}body.dark .notice p{color:#a6bbdf}body.dark .currency-control,body.dark .icon-btn{background:var(--paper);border-color:var(--line)}body.dark .currency-control select{color:var(--ink)}body.dark .amount-preview{background:#1b3151}body.dark .amount-preview b{color:#c9dcff}body.dark .demo-tip{background:#162a49;border-color:#2b4267}body.dark .stack label{color:#c1cde0}
@media(max-width:1050px){.login-screen{gap:4vw;padding:28px 3vw}.login-art{padding:32px;min-height:570px}.app{grid-template-columns:220px minmax(0,1fr)}.dashboard-grid{grid-template-columns:1fr}.balance-card{min-height:215px}.service-grid{grid-template-columns:1fr 1fr}.service-card:last-child{grid-column:span 2}}
@media(max-width:760px){.login-screen{display:block;max-width:500px;padding:25px 20px}.login-art{display:none}.login-panel{padding:18px 0}.mobile-brand{display:flex;margin-bottom:38px}.app{display:block}.sidebar{position:fixed;top:26px;bottom:0;height:auto;width:260px;transform:translateX(-105%);transition:transform .25s;box-shadow:10px 0 35px #0002}.sidebar.open{transform:translateX(0)}.main{padding:20px 15px 15px}.mobile-only{display:block}.topbar{gap:8px}.topbar h2{font-size:16px}.topbar .eyebrow{font-size:7px}.top-right{gap:6px}.currency-control{height:34px;padding:0 6px}.currency-control select{max-width:65px;font-size:9px}.icon-btn{width:33px;height:34px}.small-avatar{display:none}.notice{margin-bottom:21px}.welcome-row{align-items:flex-start}.welcome-row h1,.page-title h1{font-size:25px}.welcome-row>.btn{min-height:39px;padding:0 10px;font-size:9px}.account-grid{grid-template-columns:1fr}.service-grid{grid-template-columns:1fr}.service-card:last-child{grid-column:auto}.fields{gap:12px}.step-banner{padding:12px}.form-card{padding:17px}.loan-layout{grid-template-columns:1fr}.product-grid{grid-template-columns:1fr}.footer span{width:100%}}
@media(max-width:420px){.fields{grid-template-columns:1fr}.fields .span2{grid-column:span 1}.welcome-row{flex-direction:column}.form-actions{flex-direction:column-reverse}.form-actions .btn{width:100%}.detail-grid{grid-template-columns:1fr}.account-tile{padding:12px}.account-money{font-size:10px}.big-balance{font-size:31px}.login-panel h2{font-size:27px}}


/* v4: reference-inspired public landing page */
.hidden{display:none!important}
.brand-button{border:0;background:transparent;color:inherit;cursor:pointer;padding:0;text-align:left}
.landing-screen{min-height:100vh;background:#f6f8fc;color:#10213b;overflow:hidden}
.landing-nav{max-width:1240px;margin:auto;padding:25px 5.5%;display:flex;align-items:center;justify-content:space-between;gap:20px}
.landing-nav .brand,.brand-button{display:flex;align-items:center;gap:10px;font-size:21px;font-weight:700}
.landing-nav-actions{display:flex;align-items:center;gap:22px}.secure-label{color:#66758a;font-size:13px}
.hero-wrap{max-width:1240px;margin:auto;padding:55px 5.5% 72px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:30px;min-height:540px}
.hero-copy h1{font-size:clamp(44px,5.3vw,72px);line-height:1.03;letter-spacing:-2.8px;margin:18px 0}.hero-copy h1 em{font-style:normal;color:#3477ed}
.hero-copy>p{font-size:17px;line-height:1.8;color:#63718a;max-width:510px}.hero-cta{margin-top:18px;padding:15px 23px!important}
.hero-trust{display:flex;flex-wrap:wrap;gap:17px;margin-top:30px;color:#63718a;font-size:12px}
.hero-visual{position:relative;min-height:460px;display:flex;align-items:center;justify-content:center}
.hero-glow{position:absolute;width:390px;height:390px;border-radius:50%;background:radial-gradient(circle,#d9e7ff 0%,#eaf1ff 53%,transparent 72%)}
.phone-mock{z-index:1;width:260px;min-height:410px;border:8px solid #14243a;border-radius:34px;background:#fff;box-shadow:0 28px 70px #20375b25;padding:23px 16px 15px;position:relative;transform:rotate(3deg)}
.phone-notch{position:absolute;top:4px;left:50%;transform:translateX(-50%);width:75px;height:14px;border-radius:0 0 12px 12px;background:#14243a}
.phone-brand{display:flex;align-items:center;gap:7px;margin:5px 0 25px;font-size:12px}.phone-brand .brand-icon{width:25px;height:25px;font-size:14px}.phone-brand>span:last-child{margin-left:auto;color:#8c96a8}
.phone-mock>small{font-size:8px;color:#7d8ba1;letter-spacing:1px}.phone-balance{font-size:27px;font-weight:800;margin:8px 0 20px}.phone-balance small{display:block;font-size:10px;font-weight:400;color:#8a95a8;margin-top:5px}
.phone-actions{display:flex;justify-content:space-between;text-align:center;padding:13px 0;border-top:1px solid #edf0f5;border-bottom:1px solid #edf0f5;color:#3477ed;font-size:19px}.phone-actions small{display:block;font-size:9px;color:#63718a;margin-top:4px}
.phone-promo{background:#eaf1ff;border-radius:12px;padding:13px;margin-top:12px;position:relative}.phone-promo b,.phone-promo small{display:block}.phone-promo b{font-size:11px}.phone-promo small{font-size:9px;color:#6d7b91;margin-top:4px}.phone-promo>span{position:absolute;right:12px;top:19px;color:#3477ed}.phone-promo.gold{background:#fff3d7}.phone-promo.gold>span{color:#a46d13}.phone-tabs{margin-top:18px;text-align:center;color:#8795a9;font-size:17px}
.float-tag{position:absolute;z-index:2;background:#fff;padding:13px 17px;border-radius:14px;box-shadow:0 12px 35px #20375b17;font-size:12px;font-weight:700;color:#35445b}.tag-one{top:90px;right:0}.tag-two{bottom:55px;left:0}
.offers-section{background:#fff;padding:65px max(5.5%,calc((100% - 1110px)/2)) 70px}
.offers-heading{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:25px}.offers-heading h2,.landing-bottom h2{font-size:clamp(26px,3vw,38px);letter-spacing:-1.1px;margin:10px 0 0}.slider-controls{display:flex;gap:8px}.slider-controls button{width:42px;height:42px;border-radius:50%;border:1px solid #dfe5ef;background:#fff;font-size:20px;cursor:pointer;color:#20314d}.offer-window{overflow:hidden;border-radius:24px}.offer-track{display:flex;transition:transform .45s cubic-bezier(.2,.7,.2,1)}.offer-slide{flex:0 0 100%;min-height:275px;border-radius:24px;padding:35px 5%;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:20px;overflow:hidden;position:relative}
.offer-home{background:#e9f0ff}.offer-gold{background:#fff1d4}.offer-card{background:#e9f7f0}.offer-save{background:#f0eaff}.offer-student{background:#ffe9e8}
.offer-pill{display:inline-block;background:#ffffffb8;border:1px solid #ffffffd9;padding:7px 10px;border-radius:99px;font-size:9px;letter-spacing:1px;font-weight:800;color:#4e5e76}
.offer-copy h3{font-size:clamp(24px,3vw,38px);letter-spacing:-1.2px;line-height:1.12;margin:15px 0 10px;max-width:420px}.offer-copy p{max-width:400px;color:#5f6d82;line-height:1.6;font-size:13px}.offer-link{margin-top:12px;border:0;background:transparent;font-weight:800;color:#2866d6;padding:0;cursor:pointer}.offer-link span{padding-left:9px}
.offer-art{height:190px;position:relative;display:flex;align-items:center;justify-content:center}.sun{position:absolute;width:135px;height:135px;background:#ffcf77;border-radius:50%;right:16%;top:4px}
.house{position:relative;z-index:1;margin-top:25px}.roof{width:0;height:0;border-left:78px solid transparent;border-right:78px solid transparent;border-bottom:66px solid #4c78ba;margin:auto}.house-body{height:90px;width:125px;background:#fff;border:4px solid #4c78ba;display:flex;align-items:center;justify-content:space-around}.window{width:27px;height:27px;background:#c9e5ff;border:3px solid #4c78ba}.door{width:28px;height:53px;background:#d7e5fb;border:3px solid #4c78ba;align-self:end}
.gold-art{background:radial-gradient(circle,#ffe7ad,transparent 65%)}.gold-coin{height:135px;width:135px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#ffe8a3,#dba43c 45%,#fff0b4 60%,#bd8426);border:7px solid #f5d27b;box-shadow:0 18px 30px #b9852d45,inset 0 0 0 3px #fff0bc;font-size:42px;font-weight:900;color:#9c681c;transform:rotate(-13deg)}.gold-coin span{font-size:15px}.coin-shadow{position:absolute;width:150px;height:20px;background:#bb852d2a;border-radius:50%;bottom:8px}.sparkle{position:absolute;color:#d39a27;font-size:28px}.s1{right:14%;top:12%}.s2{left:12%;bottom:20%}
.promo-card{width:255px;height:155px;border-radius:17px;background:linear-gradient(130deg,#142744,#3868a8);color:#fff;padding:20px;box-shadow:0 20px 30px #223c5c35;transform:rotate(-9deg);position:relative}.promo-card span{font-size:9px;letter-spacing:1px}.promo-card b{float:right}.promo-card .chip{width:34px;height:24px;background:#e2c783;border-radius:5px;margin-top:27px}.promo-card small{display:block;margin-top:22px;letter-spacing:1px}
.savings-art .plant-pot{font-size:105px;color:#6d9d83;transform:rotate(-10deg)}.savings-coin{position:absolute;font-size:60px;color:#d8a23d;right:25%;top:25%;border:6px solid #e6bc62;border-radius:50%;width:90px;height:90px;display:grid;place-items:center;background:#fff4d9}.coin-stack{position:absolute;bottom:6px;right:8%;font-size:28px;color:#bf8b33}
.grad-cap{font-size:110px;color:#e46d72;transform:rotate(-15deg);text-shadow:0 12px 0 #d5a1a4}.book-stack{font-size:45px;line-height:.5;color:#7a6ac6;transform:rotate(8deg);margin-left:10px}
.offer-dots{display:flex;justify-content:center;gap:7px;margin-top:18px}.offer-dots button{width:7px;height:7px;border:0;border-radius:99px;background:#d3dbe7;padding:0;cursor:pointer;transition:width .2s}.offer-dots button.active{width:24px;background:#3477ed}
.landing-bottom{max-width:1110px;margin:auto;padding:65px 5.5%;display:flex;justify-content:space-between;align-items:center;gap:25px}.landing-bottom p{max-width:600px;line-height:1.7;color:#66758a}.landing-footer{background:#eef2f8;padding:24px 5%;text-align:center;font-size:11px;color:#6d7b90;line-height:1.6}
.overview-highlights{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:26px 0}.highlight-card{display:flex;align-items:flex-start;gap:14px;padding:22px;border:1px solid var(--border,#e4eaf2);border-radius:18px;background:var(--surface,#fff)}.highlight-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#e9f0ff;color:#3477ed;font-size:20px;flex-shrink:0}.highlight-card small{font-size:10px;letter-spacing:1px;color:#8491a5}.highlight-card h3{font-size:16px;margin:7px 0}.highlight-card p{font-size:12px;color:#738096;line-height:1.55;margin:0}.highlight-card .text-btn{margin-left:auto;white-space:nowrap;align-self:center}.highlight-offer .highlight-icon{background:#fff1d5;color:#a46d13}
@media(max-width:800px){.hero-wrap{grid-template-columns:1fr;padding-top:30px;gap:5px}.hero-copy{text-align:center}.hero-copy>p{margin-left:auto;margin-right:auto}.hero-trust{justify-content:center}.hero-visual{min-height:430px}.tag-one{right:2%}.tag-two{left:2%}.offer-slide{padding:25px 6%;grid-template-columns:1fr .8fr;min-height:260px}.landing-bottom{align-items:flex-start;flex-direction:column}.overview-highlights{grid-template-columns:1fr}.highlight-card{flex-wrap:wrap}.highlight-card .text-btn{margin-left:55px}}
@media(max-width:520px){.landing-nav{padding:18px 5%}.landing-nav .brand{font-size:18px}.secure-label{display:none}.hero-wrap{padding-left:6%;padding-right:6%}.hero-copy h1{letter-spacing:-1.5px}.hero-visual{min-height:390px}.phone-mock{transform:scale(.88) rotate(3deg)}.float-tag{font-size:10px;padding:10px}.tag-one{top:58px}.tag-two{bottom:40px}.offers-section{padding:45px 5%}.offers-heading{align-items:center}.offers-heading h2{font-size:25px}.offer-slide{grid-template-columns:1fr;gap:0;padding:24px;min-height:450px}.offer-art{height:170px;grid-row:1}.offer-copy h3{font-size:30px}.landing-bottom{padding:45px 6%}}


/* v4.1 login screen repair: independent, accessible form layout */
.login-screen{
  min-height:100vh;
  width:100%;
  display:grid;
  grid-template-columns:minmax(320px, .92fr) minmax(390px, 1.08fr);
  align-items:stretch;
  gap:clamp(28px,5vw,80px);
  padding:clamp(22px,5.8vw,84px);
  background:#0b1728;
  color:#f6f8fc;
}
.login-screen.hidden{display:none!important}
.login-art{
  position:relative;isolation:isolate;overflow:hidden;
  min-height:620px;height:calc(100vh - clamp(44px,11.6vw,168px));
  max-height:820px;align-self:center;
  padding:clamp(28px,3.5vw,52px);
  border-radius:30px;
  background:linear-gradient(145deg,#17385f 0%,#0d2949 55%,#143e66 100%);
  display:flex;flex-direction:column;justify-content:flex-start;
}
.login-art .brand{position:relative;z-index:2;flex-shrink:0}
.brand-button{cursor:pointer}
.brand-button:focus-visible,.btn:focus-visible,input:focus-visible{
  outline:3px solid #7eb5ff;outline-offset:3px
}
.login-art .art-copy{position:relative;z-index:2;margin-top:clamp(44px,7vh,84px);max-width:440px}
.login-art .art-copy .eyebrow{font-size:10px;letter-spacing:2px;color:#9fc5ff}
.login-art .art-copy h1{font-size:clamp(38px,4.2vw,64px);line-height:1.04;letter-spacing:-2px;margin:18px 0}
.login-art .art-copy h1 em{color:#8eb5ff;font-style:normal}
.login-art .art-copy p{font-size:15px;line-height:1.7;color:#d1e0f6;max-width:350px}
.login-art .bank-card{position:relative;z-index:2;width:min(100%,370px);margin:32px auto 0;transform:rotate(-5deg);flex-shrink:0}
.login-art .art-disclaimer{position:relative;z-index:2;margin:auto 0 0;padding-top:28px;font-size:10px;line-height:1.6;color:#a9c7ec}
.login-art .art-orb{z-index:-1;opacity:.7}
.login-panel{
  width:100%;max-width:540px;justify-self:center;align-self:center;
  display:flex;flex-direction:column;justify-content:center;
  padding:clamp(12px,2vw,28px) 0;
}
.login-panel .mobile-brand{display:none}
.login-panel>.eyebrow{font-size:10px;letter-spacing:2px;color:#7daeff;margin:0 0 12px}
.login-panel h2{font-size:clamp(32px,3.4vw,44px);line-height:1.12;letter-spacing:-1.2px;margin:0 0 12px;color:#f7f9ff}
.login-panel>.muted{font-size:15px;line-height:1.7;color:#a9bad2;margin:0 0 28px;max-width:440px}
.login-panel .stack{display:flex;flex-direction:column;gap:20px;width:100%;min-width:0}
.login-panel .stack label{display:flex;flex-direction:column;gap:9px;min-width:0;color:#e6edf8;font-size:14px;font-weight:650}
.login-panel .stack input{
  display:block;width:100%;min-width:0;height:54px;padding:0 16px;
  border:1px solid #344968;border-radius:12px;background:#111f34;color:#fff;
  font:inherit;font-size:15px;line-height:1.4;box-sizing:border-box;
}
.login-panel .stack input::placeholder{color:#8194af;opacity:1}
.login-panel .stack input:focus{border-color:#568bff;box-shadow:0 0 0 3px #3b75ed28;outline:none}
.login-panel .stack .btn{width:100%;min-height:54px;margin-top:2px;font-size:15px}
.login-panel .demo-tip{display:flex;align-items:flex-start;gap:12px;margin-top:24px;padding:16px 18px;border:1px solid #29486f;border-radius:14px;background:#132944;color:#c2d3ec}
.login-panel .demo-tip>span{font-size:20px;color:#4b83ff}
.login-panel .demo-tip p{margin:0;font-size:12px;line-height:1.7}
.login-panel .demo-tip b{color:#f2f6ff;font-size:13px}
.login-panel .security-note{font-size:11px;line-height:1.7;color:#8da3c1;margin:22px 0 0}
.login-panel form,.login-panel label,.login-panel input{pointer-events:auto}
@media(max-width:900px){
  .login-screen{grid-template-columns:minmax(0, .85fr) minmax(0,1.15fr);gap:28px;padding:28px}
  .login-art{min-height:570px;height:auto;padding:28px}
  .login-art .art-copy{margin-top:55px}
  .login-art .art-copy h1{font-size:clamp(34px,4.2vw,48px)}
}
@media(max-width:680px){
  .login-screen{display:flex;flex-direction:column;gap:0;padding:18px;min-height:100vh}
  .login-art{min-height:0;height:auto;max-height:none;padding:24px;border-radius:22px}
  .login-art .brand{font-size:18px}
  .login-art .art-copy{margin-top:30px}
  .login-art .art-copy h1{font-size:clamp(36px,10vw,52px);margin:12px 0}
  .login-art .art-copy p{font-size:13px}
  .login-art .bank-card{max-width:300px;margin-top:20px}
  .login-art .art-disclaimer{padding-top:22px}
  .login-panel{padding:32px 3px 20px;max-width:520px}
  .login-panel .mobile-brand{display:flex;margin-bottom:25px}
  .login-panel h2{font-size:34px}
  .login-panel>.muted{font-size:14px;margin-bottom:22px}
}

/* Final login fixes: strong selectors override earlier layout rules */
#loginScreen.login-screen{box-sizing:border-box;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:clamp(28px,5vw,80px);width:100%;min-height:100vh;padding:clamp(20px,5vw,76px);background:#0b1728;color:#f7f9ff}
#loginScreen.login-screen.hidden{display:none!important}
#loginScreen .login-art{box-sizing:border-box;width:100%;min-width:0;min-height:620px;height:auto;max-height:none;padding:clamp(28px,4vw,54px);border-radius:30px;display:flex;flex-direction:column;justify-content:flex-start}
#loginScreen .login-panel{box-sizing:border-box;width:100%;min-width:0;max-width:520px;justify-self:center;display:flex;flex-direction:column;align-items:stretch;gap:0;padding:24px 0}
#loginScreen .login-panel h2{font-size:clamp(32px,3vw,44px);line-height:1.15;margin:0 0 14px;white-space:normal}
#loginScreen .login-panel>.muted{font-size:15px;line-height:1.7;margin:0 0 25px;max-width:100%}
#loginScreen #loginForm.stack{display:flex!important;flex-direction:column!important;align-items:stretch!important;gap:18px!important;width:100%!important;min-width:0!important}
#loginScreen #loginForm.stack label{display:flex!important;flex-direction:column!important;align-items:stretch!important;gap:8px!important;width:100%!important;min-width:0!important;font-size:14px!important;line-height:1.4!important}
#loginScreen #loginForm.stack input{display:block!important;box-sizing:border-box!important;width:100%!important;min-width:0!important;height:54px!important;flex:none!important;padding:0 16px!important;border:1px solid #344968!important;border-radius:12px!important;background:#111f34!important;color:#fff!important;font-size:16px!important;line-height:1.4!important}
#loginScreen #loginForm.stack input::placeholder{color:#91a1b9!important;opacity:1}
#loginScreen #loginForm.stack button{display:flex!important;align-items:center;justify-content:center;gap:10px;width:100%!important;min-height:54px;margin:3px 0 0!important}
#loginScreen .demo-tip{display:flex;gap:12px;margin-top:22px;padding:16px;border:1px solid #29486f;border-radius:14px;background:#132944;color:#c2d3ec}
#loginScreen .security-note{font-size:11px;line-height:1.7;color:#8da3c1;margin-top:20px}
@media(max-width:760px){#loginScreen.login-screen{grid-template-columns:minmax(0,1fr);gap:0;padding:16px}#loginScreen .login-art{min-height:0;padding:25px;border-radius:22px}#loginScreen .login-art .art-copy{margin-top:30px}#loginScreen .login-art .bank-card{max-width:300px;margin-top:20px}#loginScreen .login-art .art-disclaimer{margin-top:24px}#loginScreen .login-panel{padding:30px 4px 20px;max-width:520px}#loginScreen .login-panel .mobile-brand{display:flex;margin-bottom:22px}}


/* v6: reference-inspired campaign and transfer page */
.reference-campaign{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:center;background:#fff0ef;border:1px solid #f8d8d5;border-radius:24px;padding:clamp(22px,4vw,42px);margin:0 0 44px;overflow:hidden;position:relative}
.campaign-kicker{font-size:10px;letter-spacing:1.7px;font-weight:850;color:#d52d3d}.reference-campaign h2{font-size:clamp(26px,3vw,40px);line-height:1.1;letter-spacing:-1px;margin:12px 0}.reference-campaign p{color:#68758a;line-height:1.7;font-size:14px;max-width:410px}.campaign-button{background:#e8394c;color:#fff;border:0;border-radius:999px;padding:14px 20px;font-weight:800;cursor:pointer;box-shadow:0 4px 0 #b81f30}.campaign-button span{padding-left:14px}
.campaign-phone{justify-self:center;width:min(100%,270px);min-height:185px;border:7px solid #17273c;border-radius:25px;background:#fff;padding:19px 14px;box-shadow:0 18px 32px #b3313922;transform:rotate(4deg)}.campaign-phone-top{font-size:11px;font-weight:800;margin-bottom:20px}.campaign-phone>b{font-size:17px}.campaign-chip-row{display:flex;gap:6px;margin-top:15px}.campaign-chip-row span{background:#fff1f0;color:#d52d3d;border-radius:8px;padding:8px;font-size:10px;font-weight:700}.campaign-red-strip{margin-top:15px;background:#e8394c;color:#fff;border-radius:8px;padding:10px;font-size:10px;font-weight:800}
.transfer-layout{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(280px,.92fr);gap:24px;align-items:start}
.transfer-form{width:100%;max-width:none;box-sizing:border-box}
.transfer-form-heading{display:flex;align-items:center;gap:13px;padding-bottom:18px;margin-bottom:18px;border-bottom:1px solid var(--border,#e5eaf1)}
.transfer-step{display:grid;place-items:center;width:40px;height:40px;border-radius:13px;background:#eaf0ff;color:#3168d9;font-size:14px;font-weight:850;flex-shrink:0}
.transfer-form-heading h3{font-size:18px;margin:0 0 5px}.transfer-form-heading p{font-size:12px;color:var(--muted,#718096);margin:0;line-height:1.5}
.amount-input-wrap{display:flex;align-items:center;gap:10px;border:1px solid var(--border,#dce3ed);border-radius:12px;padding:0 14px;background:var(--input-bg,#fff)}.amount-input-wrap>span{font-weight:800;color:var(--muted,#718096)}.amount-input-wrap input{border:0!important;box-shadow:none!important;outline:none!important;padding-left:0!important;background:transparent!important}
.transfer-side{display:flex;flex-direction:column;gap:16px}
.transfer-promo{position:relative;overflow:hidden;border-radius:20px;padding:25px 23px;min-height:205px}
.transfer-promo-red{background:linear-gradient(140deg,#b92032,#ed4654);color:#fff}.transfer-promo-gold{background:linear-gradient(140deg,#fff2d5,#ffe4aa);color:#3c2b13;border:1px solid #f3d79e}
.promo-label{font-size:9px;letter-spacing:1.6px;font-weight:850;opacity:.8}.promo-icon{position:absolute;right:20px;top:20px;width:44px;height:44px;display:grid;place-items:center;border-radius:15px;background:#ffffff28;font-size:25px}.transfer-promo h3{font-size:23px;line-height:1.15;letter-spacing:-.5px;margin:20px 0 9px;max-width:260px}.transfer-promo p{font-size:12px;line-height:1.7;opacity:.87;max-width:300px}.transfer-side-link{border:0;background:transparent;padding:8px 0 0;font-size:12px;font-weight:850;cursor:pointer;color:inherit}.transfer-side-link span{padding-left:8px}
.transfer-help{display:flex;gap:11px;padding:16px;border:1px solid var(--border,#e5eaf1);border-radius:15px;color:var(--muted,#718096);background:var(--surface,#fff)}.transfer-help>span{font-size:20px;color:#4777dd}.transfer-help p{font-size:11px;line-height:1.7;margin:0}.transfer-help b{color:var(--text,#1a2b45)}
@media(max-width:900px){.transfer-layout{grid-template-columns:minmax(0,1fr)}.transfer-side{display:grid;grid-template-columns:1fr 1fr}.transfer-help{grid-column:1/-1}}
@media(max-width:600px){.reference-campaign{grid-template-columns:1fr}.campaign-phone{display:none}.transfer-side{grid-template-columns:1fr}.transfer-help{grid-column:auto}.transfer-promo{min-height:0}}


/* v7 homepage: rebuilt as a full banking portal inspired by the supplied video */
.reference-home{background:#fff;color:#202b3b;min-height:100vh;font-family:Arial,Helvetica,sans-serif}
.ref-topbar{background:#fff;border-bottom:1px solid #e7e9ee}
.ref-brandline{max-width:1320px;margin:auto;padding:18px 28px 14px;display:flex;align-items:center;gap:24px;min-height:64px}
.ref-brand{display:flex;align-items:center;gap:10px;border:0;background:none;padding:0;color:#15233b;font-weight:800;font-size:21px;cursor:pointer}
.ref-logo{width:36px;height:36px;border-radius:12px;background:linear-gradient(145deg,#4c86ff,#2558cf);color:white;display:grid;place-items:center;font-size:22px;font-weight:900;position:relative;box-shadow:0 5px 12px #2865dc25}
.ref-logo span{position:absolute;font-size:10px;color:#55ead3;right:-2px;bottom:-8px}
.ref-tagline{font-size:12px;color:#7a8494;border-left:1px solid #e2e6ed;padding-left:20px}
.ref-top-actions{margin-left:auto;display:flex;align-items:center;gap:18px}.ref-country{font-size:12px;color:#69778a}
.ref-login-top{background:#df263b;color:#fff;border:0;border-radius:4px;padding:12px 22px;font-size:13px;font-weight:800;cursor:pointer}.ref-login-top span{padding-left:10px}
.ref-nav{max-width:1320px;margin:auto;padding:0 28px;display:flex;align-items:center;gap:0;border-top:1px solid #f1f2f5;min-height:48px}
.ref-nav a{font-size:12px;text-decoration:none;color:#374459;padding:16px 17px;border-bottom:3px solid transparent}.ref-nav a:first-child{padding-left:0}.ref-nav a:hover{color:#d52338;border-bottom-color:#d52338}
.ref-nav>button{margin-left:auto;background:#fff;border:1px solid #d6dce6;border-radius:4px;padding:10px 13px;font-size:11px;font-weight:800;color:#263753;cursor:pointer}.ref-nav>button span{color:#d52338;padding-left:9px}
.ref-breadcrumb{max-width:1320px;margin:0 auto;padding:16px 28px;color:#8a94a4;font-size:11px}.ref-breadcrumb span{padding:0 8px;color:#c32739}
.ref-home-layout{max-width:1320px;margin:0 auto;padding:0 28px 54px;display:grid;grid-template-columns:220px minmax(0,1fr);gap:28px}
.ref-left-menu{align-self:start;border:1px solid #e4e7ed;background:#fff}
.ref-side-login{width:100%;border:0;background:#df263b;color:white;text-align:left;padding:16px;display:grid;grid-template-columns:28px 1fr;gap:3px 9px;cursor:pointer}
.ref-side-login>span{grid-row:span 2;font-size:22px;align-self:center}.ref-side-login b{font-size:13px}.ref-side-login small{font-size:10px;opacity:.85}
.ref-menu-heading{font-size:10px;font-weight:850;letter-spacing:1px;color:#8a94a4;padding:18px 15px 10px}
.ref-left-menu>a{display:flex;justify-content:space-between;padding:12px 14px;border-top:1px solid #f0f1f4;text-decoration:none;font-size:12px;color:#465268}.ref-left-menu>a:hover{color:#d52338;background:#fff7f7}.ref-left-menu>a span{color:#a7afbd}
.ref-menu-note{margin:14px;padding:14px;background:#f6f8fb;border-radius:4px}.ref-menu-note b{font-size:11px}.ref-menu-note p{font-size:10px;line-height:1.6;color:#788397;margin-bottom:0}
.ref-main-content{min-width:0}
.ref-page-title{display:flex;gap:13px;align-items:flex-start;margin:0 0 17px}.ref-red-rule{width:4px;height:44px;background:#df263b;flex-shrink:0;margin-top:3px}.ref-page-title h1{font-size:24px;letter-spacing:-.5px;margin:0 0 6px;color:#222c3a}.ref-page-title h1 span{font-size:15px;font-weight:500;color:#66758a}.ref-page-title p{font-size:12px;color:#7d8796;margin:0}
.ref-alerts{background:#fff6f6;border:1px solid #f4d5d9;border-left:3px solid #df263b;padding:8px 14px;margin-bottom:16px}.ref-alerts p{font-size:11px;color:#6e4650;margin:5px 0;line-height:1.5}.ref-alerts b{color:#d52338;margin-right:6px}
.ref-carousel{overflow:hidden;border-radius:3px;background:#fff0f0}.ref-carousel-track{display:flex;transition:transform .42s ease}.ref-hero-slide{position:relative;flex:0 0 100%;min-height:300px;padding:35px clamp(24px,4vw,55px);display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:15px;overflow:hidden}
.ref-slide-one{background:linear-gradient(110deg,#fff0ef,#fff8e8)}.ref-slide-two{background:linear-gradient(110deg,#fff3df,#ffe4b8)}.ref-slide-three{background:linear-gradient(110deg,#e9f1ff,#e8f7f2)}
.ref-hero-kicker{font-size:9px;font-weight:900;letter-spacing:1.6px;color:#d72b3f}.ref-hero-copy h2{font-size:clamp(30px,3.5vw,47px);line-height:1.05;letter-spacing:-1.7px;margin:15px 0 12px;color:#222c3a}.ref-hero-copy h2 em{font-style:normal;color:#df263b}.ref-hero-copy p{font-size:13px;line-height:1.7;color:#626f82;max-width:390px}.ref-hero-button{margin-top:10px;border:0;border-radius:4px;background:#df263b;color:#fff;padding:13px 18px;font-size:12px;font-weight:850;cursor:pointer;box-shadow:0 3px 0 #b91d30}.ref-hero-button span{padding-left:16px;font-size:9px}
.ref-hero-visual{position:relative;min-height:240px;display:flex;align-items:center;justify-content:center}.ref-sun{position:absolute;width:190px;height:190px;border-radius:50%;background:#ffd2a0;right:5%;top:0}
.ref-phone{position:relative;z-index:2;width:175px;min-height:240px;border:7px solid #1a2b43;border-radius:25px;background:#fff;padding:15px 11px 10px;box-shadow:0 15px 30px #24344b24;transform:rotate(4deg)}
.ref-phone-top{display:flex;align-items:center;gap:5px;font-size:9px;margin:0 0 19px}.ref-phone-top .ref-logo{width:21px;height:21px;border-radius:7px;font-size:12px}.ref-phone-top .ref-logo span{font-size:7px}.ref-phone-top i{font-style:normal;margin-left:auto;color:#8a95a6}.ref-phone>small{font-size:7px;letter-spacing:.8px;color:#8893a2}.ref-phone>strong{display:block;font-size:20px;margin:7px 0 1px}.ref-phone>label{font-size:8px;color:#8a95a6}.ref-phone-tools{display:flex;justify-content:space-between;border-top:1px solid #eef0f4;margin-top:13px;padding-top:10px;color:#d52b3d;font-size:15px}.ref-phone-tools small{display:block;font-size:7px;color:#67748a;margin-top:4px}.ref-mini-offer{background:#fff0ef;color:#b82033;font-size:9px;font-weight:800;padding:11px;border-radius:6px;margin-top:10px}.ref-mini-offer b{float:right}
.ref-floating-card{position:absolute;z-index:3;bottom:10px;right:2%;width:145px;height:87px;background:linear-gradient(130deg,#356fe0,#173f91);color:white;border-radius:10px;padding:12px;box-shadow:0 10px 25px #173f9138;transform:rotate(-9deg);font-weight:900}.ref-floating-card small{display:block;font-size:7px;letter-spacing:1px;margin-top:36px}
.ref-banner-art{position:relative;min-height:220px;display:flex;align-items:center;justify-content:center}.ref-banner-sun{position:absolute;width:165px;height:165px;border-radius:50%;background:#ffd077;right:10%;top:0}.ref-house-roof{position:absolute;z-index:1;top:39px;width:0;height:0;border-left:90px solid transparent;border-right:90px solid transparent;border-bottom:75px solid #df263b}.ref-house-body{position:absolute;z-index:2;top:109px;width:145px;height:100px;background:#fff;border:5px solid #df263b;display:flex;justify-content:space-around;align-items:center}.ref-house-body span{width:31px;height:31px;background:#cce6ff;border:3px solid #df263b}.ref-house-body i{align-self:end;width:31px;height:60px;background:#f9d5d8;border:3px solid #df263b}.ref-banner-caption{position:absolute;bottom:0;background:#df263b;color:#fff;font-weight:850;font-size:12px;padding:9px 17px;border-radius:99px}
.ref-big-card{width:245px;height:150px;border-radius:16px;background:linear-gradient(135deg,#4c83f1,#153e94);color:#fff;padding:20px;transform:rotate(-8deg);box-shadow:0 18px 30px #1a448b35;position:relative}.ref-big-card small{font-size:8px;letter-spacing:1px}.ref-big-card>b{float:right}.ref-card-chip{width:32px;height:24px;border-radius:5px;background:#f1d48b;margin-top:25px}.ref-big-card strong{display:block;font-size:11px;letter-spacing:1px;margin-top:20px}.ref-card-caption{position:absolute;bottom:3px;background:#fff;border:1px solid #dfe7f4;padding:8px 15px;border-radius:99px;color:#3c5b90;font-size:10px;font-weight:800}
.ref-carousel-controls{display:flex;align-items:center;justify-content:space-between;padding:11px 2px 26px}.ref-carousel-controls #refCarouselDots{display:flex;gap:6px}.ref-carousel-controls #refCarouselDots button{width:7px;height:7px;border:0;border-radius:99px;background:#cbd2dc;padding:0;cursor:pointer}.ref-carousel-controls #refCarouselDots button.active{width:22px;background:#df263b}.ref-carousel-controls>div:last-child{display:flex;gap:6px}.ref-carousel-controls>div:last-child button{width:29px;height:29px;border:1px solid #dfe3ea;background:#fff;border-radius:3px;cursor:pointer;color:#34445a}
.ref-app-promo{display:flex;align-items:center;gap:18px;background:#f5f6f8;border:1px solid #e7e9ee;padding:20px 22px;margin-bottom:34px}.ref-app-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:12px;background:#fff;color:#df263b;border:1px solid #f3cfd4;font-size:27px;flex-shrink:0}.ref-section-kicker{font-size:9px;letter-spacing:1.5px;font-weight:900;color:#d52b3d}.ref-app-promo h2{font-size:18px;margin:5px 0}.ref-app-promo p{font-size:11px;color:#6f7b8e;margin:0;line-height:1.6}.ref-app-promo>button{margin-left:auto;white-space:nowrap;background:#df263b;color:#fff;border:0;border-radius:4px;padding:12px 14px;font-size:11px;font-weight:800;cursor:pointer}.ref-app-promo>button span{padding-left:8px}
.ref-section-title{display:flex;align-items:end;justify-content:space-between;gap:15px;margin-bottom:15px}.ref-section-title h2{font-size:23px;letter-spacing:-.6px;margin:7px 0 0}.ref-section-title>button{background:none;border:0;color:#d52b3d;font-size:11px;font-weight:800;cursor:pointer}.ref-service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:36px}.ref-service-grid button{text-align:left;position:relative;border:1px solid #e3e7ed;background:#fff;padding:17px 14px 18px;min-height:145px;cursor:pointer;border-radius:4px;color:#26344b}.ref-service-grid button:hover{border-color:#e2a0a8;box-shadow:0 7px 18px #24344b0d}.ref-service-grid button>span{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:#fff0ef;color:#d52b3d;font-size:19px;margin-bottom:13px}.ref-service-grid b{display:block;font-size:12px;margin-bottom:6px}.ref-service-grid small{display:block;font-size:10px;color:#788498;line-height:1.5;max-width:160px}.ref-service-grid i{position:absolute;right:13px;bottom:13px;color:#d52b3d;font-style:normal}
.ref-offers{padding-top:26px;border-top:1px solid #e9ebf0}.ref-demo-label{font-size:10px;color:#7b8799;background:#f6f7f9;padding:8px 10px;border-radius:3px}.ref-offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.ref-offer-grid article{border:1px solid #e5e8ee;padding:20px 18px;border-radius:4px;background:#fff}.ref-offer-icon{display:grid;place-items:center;width:39px;height:39px;border-radius:11px;font-size:21px;margin-bottom:14px}.ref-offer-icon.red{background:#fff0ef;color:#d52b3d}.ref-offer-icon.gold{background:#fff3d7;color:#a87615}.ref-offer-icon.blue{background:#eaf1ff;color:#356cdd}.ref-offer-grid article>small{font-size:9px;letter-spacing:1px;color:#8792a2;font-weight:850}.ref-offer-grid h3{font-size:16px;margin:9px 0}.ref-offer-grid p{font-size:11px;color:#778397;line-height:1.6;min-height:35px}.ref-offer-grid button{background:none;border:0;color:#d52b3d;font-weight:850;font-size:11px;padding:8px 0 0;cursor:pointer}
.ref-help-strip{margin-top:34px;background:#fdf0ef;border:1px solid #f5d9d9;padding:23px;display:flex;align-items:center;justify-content:space-between;gap:18px}.ref-help-strip b{font-size:15px}.ref-help-strip p{font-size:11px;color:#788397;margin:7px 0 0}.ref-help-strip button{border:0;border-radius:4px;background:#df263b;color:#fff;padding:12px 16px;font-size:11px;font-weight:850;white-space:nowrap;cursor:pointer}.ref-help-strip button span{padding-left:10px}
.ref-footer{background:#f4f5f7;border-top:2px solid #df263b;padding:22px 5%;text-align:center;font-size:10px;line-height:1.7;color:#758094}
@media(max-width:1000px){.ref-home-layout{grid-template-columns:190px minmax(0,1fr);gap:18px;padding:0 18px 40px}.ref-nav{padding:0 18px}.ref-nav a{padding:15px 9px;font-size:11px}.ref-brandline{padding-left:18px;padding-right:18px}.ref-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ref-hero-slide{padding:26px}.ref-page-title h1{font-size:21px}}
@media(max-width:700px){.ref-brandline{padding:13px 15px;gap:12px}.ref-brand{font-size:18px}.ref-tagline,.ref-country{display:none}.ref-top-actions{gap:0}.ref-login-top{padding:11px 15px}.ref-nav{overflow-x:auto;padding:0 15px;min-height:44px}.ref-nav a{white-space:nowrap;padding:14px 10px}.ref-nav>button{display:none}.ref-breadcrumb{padding:13px 15px}.ref-home-layout{display:block;padding:0 15px 30px}.ref-left-menu{display:none}.ref-page-title h1{font-size:19px;line-height:1.4}.ref-page-title h1 span{display:block;font-size:12px}.ref-hero-slide{grid-template-columns:1fr;min-height:500px;padding:24px}.ref-hero-copy h2{font-size:36px}.ref-hero-visual{min-height:215px}.ref-phone{transform:scale(.85) rotate(4deg)}.ref-floating-card{right:4%;bottom:0}.ref-banner-art{min-height:220px}.ref-app-promo{align-items:flex-start;flex-wrap:wrap;padding:17px}.ref-app-promo>button{margin-left:0}.ref-service-grid,.ref-offer-grid{grid-template-columns:1fr 1fr}.ref-service-grid button{min-height:135px}.ref-section-title h2{font-size:20px}.ref-help-strip{align-items:flex-start;flex-direction:column}.ref-help-strip button{width:100%}}
@media(max-width:420px){.ref-service-grid,.ref-offer-grid{grid-template-columns:1fr}.ref-hero-slide{min-height:520px}.ref-hero-copy h2{font-size:32px}.ref-hero-visual{min-height:195px}.ref-page-title h1{font-size:17px}}

/* v8 design refinements: neutral Google blue palette and multicolor G */
.reference-home .ref-login-top,.reference-home .ref-side-login,.reference-home .ref-hero-button,.reference-home .ref-app-promo>button,.reference-home .ref-help-strip button,.reference-home .ref-nav>button:hover{background:#2f6fed;color:#fff}
.reference-home .ref-nav a:hover,.reference-home .ref-section-title>button,.reference-home .ref-offer-grid button,.reference-home .ref-hero-kicker,.reference-home .ref-breadcrumb span{color:#2f6fed}
.reference-home .ref-red-rule{background:#4285f4}
.reference-home .ref-alerts{background:#f1f6ff;border-color:#dbe8ff;border-left-color:#4285f4}
.reference-home .ref-alerts b{color:#2f6fed}
.reference-home .ref-slide-one{background:linear-gradient(110deg,#edf4ff,#f6f9ff)}
.reference-home .ref-slide-two{background:linear-gradient(110deg,#eff8ff,#e3f3ff)}
.reference-home .ref-slide-three{background:linear-gradient(110deg,#edf4ff,#e8f7f2)}
.reference-home .ref-hero-copy h2 em{color:#4285f4}
.reference-home .ref-house-roof{border-bottom-color:#4285f4}
.reference-home .ref-house-body{border-color:#4285f4}
.reference-home .ref-house-body i{border-color:#4285f4}
.reference-home .ref-house-body span{border-color:#4285f4}
.reference-home .ref-banner-caption{background:#2f6fed}
.reference-home .ref-offer-icon.red{background:#eaf1ff;color:#2f6fed}
.reference-home .ref-help-strip{background:#eef5ff;border-color:#d9e7ff}
.reference-home .ref-logo.google-color-g,.google-color-g{background:transparent!important;box-shadow:none!important;border-radius:0!important;color:transparent!important;font-family:Arial,sans-serif;font-weight:900!important;position:relative}
.google-color-g{background:conic-gradient(from -45deg,#4285f4 0deg 90deg,#34a853 90deg 165deg,#fbbc05 165deg 235deg,#ea4335 235deg 285deg,#4285f4 285deg 360deg)!important;background-clip:text!important;-webkit-background-clip:text!important;color:transparent!important;display:inline-block!important}
.ref-logo.google-color-g{width:36px;height:36px;font-size:33px;line-height:36px;display:inline-grid!important;place-items:center}
.brand-icon.google-color-g{width:38px;height:38px;font-size:34px;line-height:38px}
.ref-phone-top .ref-logo.google-color-g{width:21px;height:21px;font-size:20px;line-height:21px}
.ref-logo.google-color-g span,.brand-icon.google-color-g span{display:none!important}
.card-logo.google-g-mark{font-size:32px!important;background:none!important}
.overview-welcome-title{font-size:clamp(28px,3vw,38px);font-weight:850;line-height:1.1;letter-spacing:-1.2px;margin:20px 0 10px;max-width:430px}
.overview-welcome-copy{max-width:440px;font-size:13px;line-height:1.7;color:#d7e5ff;margin:0 0 20px}
.overview-service-strip{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:23px;border:1px solid var(--border,#e3e9f2);background:var(--surface,#fff);border-radius:18px;margin:22px 0}
.overview-service-strip h3{font-size:18px;margin:7px 0}.overview-service-strip p{font-size:12px;color:var(--muted,#78869a);margin:0;line-height:1.6}
.overview-service-actions{display:flex;flex-wrap:wrap;gap:8px;justify-content:flex-end}.overview-service-actions button{background:#f0f5ff;border:1px solid #dce8ff;border-radius:10px;padding:11px 12px;color:#285fc6;font-size:11px;font-weight:800;cursor:pointer}.overview-service-actions button span{padding-left:7px}
.transfer-progress-panel{padding-top:4px}.transfer-progress-lead{font-size:13px;line-height:1.6;color:var(--muted,#6e7b8f)}
.transfer-progress-track{height:12px;background:#e8eef8;border-radius:99px;overflow:hidden;margin:22px 0 10px}.transfer-progress-bar{height:100%;width:1%;background:linear-gradient(90deg,#4285f4,#34a853);border-radius:99px;transition:width .08s linear}
.transfer-progress-meta{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--muted,#68778d)}.transfer-progress-meta b{font-size:17px;color:#2f6fed;font-variant-numeric:tabular-nums}
.transfer-progress-disclaimer,.transfer-success-disclaimer{font-size:11px;line-height:1.6;color:#8290a4;margin-top:18px}
.transfer-success-mark{margin:5px auto 14px;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:#e5f8ed;color:#159653;font-size:32px;font-weight:900}
.transfer-success-title{text-align:center;font-size:20px;font-weight:850;margin:0 0 8px}.transfer-success-amount{text-align:center;font-size:27px;font-weight:900;color:#159653;margin:0 0 12px}.transfer-success-details{text-align:center;font-size:12px;line-height:1.6;color:#68778d}.transfer-success-disclaimer{text-align:center}
#modalOk:disabled{opacity:.55;cursor:wait}
@media(max-width:760px){.overview-service-strip{align-items:flex-start;flex-direction:column}.overview-service-actions{justify-content:flex-start}}

/* Ensure the Google G uses the four-colour wordmark treatment */
.reference-home .ref-logo.google-color-g{background:conic-gradient(from -45deg,#4285f4 0deg 90deg,#34a853 90deg 165deg,#fbbc05 165deg 235deg,#ea4335 235deg 285deg,#4285f4 285deg 360deg)!important;background-clip:text!important;-webkit-background-clip:text!important;color:transparent!important}